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Money Saving Tips

How to save for vacation. Beach life! #savemoney

How to Save Money for Vacation without Breaking the Bank

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Money Saving Challenge: The Best Way to Save Money for Vacation in 3 Months

The cost of living continues to increase and with that, it makes leisure activities more expensive as well.

Taking a simple vacation can begin to cost hundreds of dollars (sometimes thousands) after you factor in hotel costs, travel expenses and eating.

If you are on a tight budget and are looking to find ways to save, then look no further.

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How to save money on a tight budget

5 Easy Ways to Save Money on a Tight Budget

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Money Saving Challenge: How to Save Money on a Tight Budget

Saving money is an important part of personal finance but when your budget is tight, it can be difficult to save money quickly.

Some of the factors that contribute to a tight cash flow include:

  • consumer debt
  • frivolous spending
  • lack of financial education
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How to get out of debt fast. Climb the mountain of debt and win! #debtfree #daveramsey

How to Pay Off Debt Quickly with These 4 Simple Tips

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Living in a country that is driven largely by consumerism can make it difficult for you to stay away from credit cards and all the other tempting debt.

On top of that, using credit cards and obtaining loans is a painless process, which makes it easier to spend money that may not be available.

Or money that you can’t pay back.

Once debt is accumulated it can be difficult to get rid of it, but it is certainly far from impossible.

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How to save $3000 in 6 months

How to Save Money Fast: $3K in Six Months

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Money Saving Challenge: How to Save $3,000 in 6 Months

Saving money can be a difficult task and that isn’t completely our faults. Large corporations and their marketing departments are attempting to make spending money as easy and painless as possible, ultimately giving us a sort of high. Also, using plastic (credit or debit cards) to purchase items is painless because with paper money, you hand over one amount and get less in return.

With plastic, you hand over your card and get your card back, eliminating the immediate trigger of pain relating to loss.

Now certainly there are some of our own habits that contribute to a savings shortfall, such as fast food eating and vending machine buying. These need to be curbed or eliminated to boost saving potential.

Also, there are several other ways to help you save and as we continue on with this article, we will uncover effective ways for you to save $3,000 in a six-month period, or sooner. Read More

dave ramsey baby steps

Dave Ramsey Plan Explained

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Personal finance is an ever-growing topic because it has an affect on everyone. Every individual is exposed to money in some capacity and it is important to understand how it works. As with anything, there are self-help personalities, gurus and people who claim to have the secret to a winning formula. It can be difficult to find an individual that is genuine and provides a no-frills type of approach, but Dave Ramsey fits that bill.

He has been through a bankruptcy and has felt the pain many Americans are feeling on a daily basis.

Dave Ramsey is a personal finance personality who created a plan that is simple in nature and is effective at helping individuals and families eliminate debt.

In his book The Total Money Makeover, he lays out the Baby Steps, which are 7 steps to help and guide you through the process of eliminating debt and building wealth.

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The Handy Tax Guy Blog

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My name is Handy (pronounced “Andy”) and I’m the owner of The Handy Tax Guy. I believe in using money as a tool to create a life of financial success and I’d like to show you how. Learn from my successes (and failures) to help grow your income and achieve financial freedom. Read my comeback story here.

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