401 K Explained with woman looking worried in from of yellow laptop

401K Early Withdrawal: What you Must Know

Is a 401K early withdrawal a good idea? Is it even an option for you?

We help you understand how it all works in this guide.

Contributing to a 401K means contributing to your future self, and preparing  for retirement. Some people, especially during the pandemic, find themselves in need of those funds, though.

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Tax Season Preparing know your filing status. A top tax tip with happy family on the beach.

Planning for Retirement Using the Dave Ramsey Investment Calculator

Are you trying to figure out if the Dave Ramsey Investment Calculator can help you truly plan out your retirement?

Saving for retirement can be intimidating. From investment selection to financial goals, many data points influence the outcome. When you started and how much you have contributed to name a few.

Luckily, thanks to the Internet, there are various tools to help you understand what you need to properly save for retirement.

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How to save money for millennials. Cash money saving tips. #moneytips

20 Money Saving Tips for Millennials (Realistic Ways)

Are you trying to figure out the most realistic money saving tips for you to use today?

Millennials are a unique generation to have grown up with technology nearly every step of the way. Not only that, Millennials were conditioned to go to college and get a degree.

Times have changed and educated Millennials are struggling to find high enough wages to help pay for the high cost of education.

That being said, having grown up with technology it has allowed for many ways to save money and generate extra revenue. This article I will go into detail several ways Millennials can save money and squeeze every dollar out of their budget.

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How to save $3000 in 6 months

How to Save $3,000 in 6 Months (Save Money Fast)

Do you think it’s hard to save $3000 in 6 months on a low income?

Saving money can be a difficult task and that isn’t completely our faults. Large corporations and their marketing departments are attempting to make spending money as easy and painless as possible, ultimately giving us a sort of high.

Also, using plastic (credit or debit cards) to purchase items is painless because with paper money, you hand over one amount and get less in return.

With plastic, you hand over your card and get your card back, eliminating the immediate trigger of pain relating to loss.

Now certainly there are some of our own habits that contribute to a savings shortfall, such as fast food eating and vending machine buying.

These need to be curbed or eliminated to boost saving potential.

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Guide to Social Security Benefits

Do You Have to Pay Taxes on Social Security Benefits?

Question of the Week: Should I file a Tax Return If I Receive Social Security Benefits?

Many people who receive Social Security benefits always wonder if their benefit is taxable and if they should file a tax return. To help answer this question, let’s first determine what Social Security benefits are.

Social Security benefits including the following below and may be taxable:

  • survivor
  • monthly retirement
  • disability benefits

Around tax season, you will receive Form SSA-1099, which will report the total benefits.

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