This blog series is here to bring you up-to-date tax tips, news, and how to find the best online income tax services.
Money Saving Challenge: How to Save $3,000 in 6 Months
Saving money can be a difficult task and that isn’t completely our faults. Large corporations and their marketing departments are attempting to make spending money as easy and painless as possible, ultimately giving us a sort of high. Also, using plastic (credit or debit cards) to purchase items is painless because with paper money, you hand over one amount and get less in return.
With plastic, you hand over your card and get your card back, eliminating the immediate trigger of pain relating to loss.
Now certainly there are some of our own habits that contribute to a savings shortfall, such as fast food eating and vending machine buying. These need to be curbed or eliminated to boost saving potential.
Also, there are several other ways to help you save and as we continue on with this article, we will uncover effective ways for you to save $3,000 in a six-month period, or sooner.
Personal finance is an ever-growing topic because it has an affect on everyone. Every individual is exposed to money in some capacity and it is important to understand how it works. As with anything, there are self-help personalities, gurus and people who claim to have the secret to a winning formula. It can be difficult to find an individual that is genuine and provides a no-frills type of approach, but Dave Ramsey fits that bill.
He has been through a bankruptcy and has felt the pain many Americans are feeling on a daily basis.
Dave Ramsey is a personal finance personality who created a plan that is simple in nature and is effective at helping individuals and families eliminate debt.
In his book The Total Money Makeover, he lays out the Baby Steps, which are 7 steps to help and guide you through the process of eliminating debt and building wealth.
Millennials and Money Series: Millennials Savings and Money Habits to Start Today
Millennials are a unique generation to have grown up with technology nearly every step of the way. Not only that, Millennials were conditioned to go to college and get a degree. Times have changed and educated Millennials are struggling to find high enough wages to help pay for the high cost of education.
That being said, having grown up with technology it has allowed for many ways to save money and generate extra revenue. This article I will go into detail several ways Millennials can save money and squeeze every dollar out of their budget.
Tis the season to be budget friendly! Don’t worry I’m not here to take away the holiday spirit, all I want to do is to help you enjoy this year’s season without paying for it later.
Many people today have the pressure of picking out the perfect gift for each close family member and friend. The built up anxiety of making everyone you gift feel special, can lead to overspending for the month of December.
This does not have to be your story. You can actually enjoy the festivities and have perfect peace by following the few tips and tricks I have when budgeting for the holiday season.